Electronic banking implementation methodology, strategic approach in the third millennium
1Mehdi Rouhi Khalili, 2Amin Balaghi Inalo, 3Javad Mehrabi
1MA of Public Administration-Human Resource Management
2PhD Candidate of Public Administration-Comparative and Development, Qom Campus, University of Tehran, Tehran, Iran
3Faculty of Management and Accounting, Qazvin Branch, Islamic Azad University, Qazvin, Iran (Corresponding Author)
Abstract: Rising growth and improvement of information technology has created revolution in people different aspects of life and performance organizations. This technology has changed the operating procedures and peoples attitude of organizations and governments, and has provided new industries, jobs and creativity to the affairs. Emersion of phenomena such as: electronic jobs, electronic trade, electronic banking are the main results of influence and improvement of information technology on economic. Our country is a young country in the presence and application of the electronic banking. There is a long way to achieve a desired status. In the field of electronic banking, so far wide activities have done, but the lack of some infrastructures at different aspects have led to slow these activities. Now, in the most advanced countries, banks have provided on-line banking services for their clients by internet. Clients can do most of their banking works without presence at bank by connecting to home page and using their special code. These factors provide the ground to facilitate of doing commercial and bought sold affairs that have led to increase the competition between banking and non banking institutions. Therefore, the electronic banking can be defined as a collector of facilities for clients who can access to the banking services by safe intermediates without the physical presence. On the other hand, implementation of electronic banking requires accompaniment and coordination of other executive and legal institutions correlate to banking system that without them, banks are not able to take new technology completely, in their affairs. This article has verified electronic banking and we as far as possible try to make this subject clear. [Mehdi Rouhi Khalili, Amin Balaghi Inalo, Javad Mehrabi. Electronic banking implementation methodology, strategic approach in the third millennium. Life Sci J 2013;10(7s):119-127] (ISSN:1097-8135).http://www.lifesciencesite.com.
Keywords: Importance and necessity of electronic banking, comparison traditional banking with electronic banking, impact of electronic banking on organization structure of banks, barriers of electronic banking implementation in Iran.